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What People Are Saying:
Frequently Asked Questions
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Looking for life insurance but not sure where to start?
You're not alone. Last year, over 27 million people purchased a life insurance policy. Unfortunately, the majority started their search by asking friends and family for recommendations -- a process which is time-consuming and not catered to specific needs and goals.
At PolicySpring.com, we're using technology to help individuals quickly compare and find their best life insurance policy.
We've helped thousands get insured, all online.
Find out what you qualify for completing our short quiz above.
If you're a pre-qualified candidate, we'll connect you with a life insurance expert that will walk you through the process of quoting and securing the perfect life insurance policy.
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Term life insurance can be a great value for many people because it provides you with the coverage you need, when you really need it. With term life insurance, you pick a term length and coverage amount that you need and, once approved, you pay your monthly premium and you’re covered. Once the term ends, coverage may continue, but at higher premiums. Term life insurance is also very affordable; often much less than what you spend each month on coffee. A 20-year, $500,000 term policy for a 30-year old woman in excellent health would cost around $15 a month.
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The question you need to ask your advisor is ‘How much money will my loved ones need when I’m gone?’ Maybe it’s just your partner or maybe it’s your partner and kids. Could they afford the mortgage? Pay for college? Or even keep the lights on? Your advisor can help you determine what the right amount might be based on your individual situation. Policy Spring has a very simple, free life insurance calculator that you and your advisor can use as a starting point.
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Nope. Never.
We don't need your credit history and information to qualify for a life insurance policy.
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No.
You're under no obligation to work with us or any of our partners if you don't want to.
After you complete the short quiz above, we'll connect you with life insurance specialist that will help you uncover the best policy for you budget and desired coverage..
The pre-qualification process takes about 30 seconds, and is a great way to find a ball-park estimate.
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Yes, the policy’s term expires at the end of the term length you selected when you first applied – typically 10,15, 20 or 30 years – or if you’ve failed to pay your premiums. However, most policies allow you to continue your coverage after your term ends, at an increased cost. It’s important to make sure your policy features guaranteed renewability, which most top Insurers offer in some of their policies. Guaranteed renewability ensures that you can still get covered after the policy term length ends. However, it’ll likely be significantly more expensive as you’ll be older and potentially less healthy than you were when you bought the policy.
